The LevelCore Approval Platform

Approve more customers.Prime to subprime.No dealer fees.

One 60-second application, reviewed across all 75+ lenders in seconds, returns up to 3 best offers. Your customer picks the one that fits their needs and budget.

  • 75+ lenders, 500 to 850 FICO, financing up to $100,000+
  • A soft pull only, never any harm to the applicant's credit
  • No dealer fees and no cut of the job, you keep every dollar
  • Get paid upfront, like cash, in 24 to 48 hours, with no conditions or completion certificates
No credit card required to get started
Mike R., roofing contractorDana T., HVAC contractorJavier L., kitchen and bath contractor
★★★★★

Trusted by 11,500+ contractors across 50 states

9:41
JM
Jordan's offers
$14,800 kitchen remodel
Loan offer options$14,800
Choose your term
60 monthsLowest payment
11.9% APR
$328
/ mo
48 months
9.9% APR
$375
/ mo
36 months
7.9% APR
$463
/ mo
Choose this offer
Soft credit pull · HelloRates Approval Network
$0 dealer feesto your business
Funded in 24hpaid like cash

Illustrative example. Rates, terms, and payments vary by applicant and lender.

As featured in
HVAC Insider
Aqua Magazine
Replacement Contractor
Pool & Spa News
75+ Lender Network
One app, every option.
Down to 500 FICO
More approvals, more jobs.
No Dealer Fees
You keep more.
Funded 24 to 48 Hrs
Paid like cash.
The LevelCore Approval Platform

The best loan offers, shown in seconds.

One 60-second soft credit pull runs through the LevelCore Approval Platform, across a network of 75+ unsecured lenders covering every credit profile from 500 to 850 FICO. It surfaces the best rate, term, and payment each customer qualifies for, right on their phone, so you book the job before you leave the driveway.

Step 01
One applicationA 60-second soft credit pull. Never any harm to the applicant's credit.
Step 02
75+ unsecured lendersThe network covers every credit profile, 500 to 850 FICO.
Step 03
Best offers in secondsUp to 3 real options. They pick the payment that fits.
One approval for $14,800. Three ways to pay.Shorter terms carry lower rates. Your customer picks the payment that fits.
60 monthsLowest payment
11.9% APR
$328
/ mo
48 months
9.9% APR
$375
/ mo
36 months
7.9% APR
$463
/ mo

Example only. Rates, terms, and monthly payments shown are illustrative and vary by applicant, lender, and individual creditworthiness.

Whatever the credit profile, your customer sees the best real offers in seconds. That is a job you book instead of lose.

The LevelCore network advantage

You'll book more of the jobs other lenders and banks turn away.

Most contractor financing providers cut off at a 650 FICO. The LevelCore Approval Platform goes all the way down to 500 FICO, so the customer your current provider declines, or would never submit, is a job you still book.

LevelCore advantage
LevelCore500 to 850 FICO · Full spectrum
500850
Most financing providers650 to 850 FICO
650
A single prime lender680 to 850 FICO
680
Local bank or credit union700 to 850 FICO
700
500600650700800850
FICO credit score
LevelCore, full spectrum 500 to 850 FICOWhere most programs stopThe green band, 500 to 650 FICO, is the LevelCore advantage. Traditional lenders decline it. You still book it.
We approve the customers the other lenders turn down.

Most contractor financing runs one program and approves only the easy, perfect-credit customers. Everyone else gets declined, or never even submitted, and you lose the job. The LevelCore Approval Platform sends every application across a network of 75+ lenders, looking for a way to say yes instead of a reason to say no. The customers a single-program lender turns away become jobs you book, in seconds and never any harm to your customers' credit.

No dealer fees. You get paid in full.

Other programs skim a dealer fee or junk fees off the top, so you get paid less than the job is worth. We never do. You collect the full ticket, every time.

Paid fast. Often before you even schedule the work.

No paperwork, and no holding your draws hostage. Approved loans fund in as fast as 24 to 48 hours, paid straight to you, often before the work is even on the calendar. Simple. Straightforward. LevelCore.

How it works

Fast. Simple. Built for contractors.

No training, no paperwork, and no financing expertise required from you, your staff, or your customer.

01

You share your link

From your website, a provided QR financing card, a text or email link, an icon on your rep's tablet, or a QR on any bid or estimate.

02

Your customer applies

A 60-second application returns offers in seconds, right on their phone. A soft credit pull means never any harm to the applicant's credit.

03

They choose an offer

Up to 3 best offer options are returned in seconds. Your customer picks what fits their budget.

04

You get paid

Get paid like a cash deal, in as fast as 24 to 48 hours, or on whatever payment terms you arrange with your customer.

Get started free
No dealer fees0% APR for your customers60 seconds to applyYou keep the full ticket
Work smarter, not harder

An approval platform that does the heavy lifting.

No more days spent shopping deals across lenders. One 60-second application, with no credit harm, finds the best matched terms across all 75+ lenders connected to the platform, and your customer picks the offer terms they prefer.

Close the jobs you lose to priceTurn sticker shock into a small monthly payment and book the leads that walk out the door today.
Win bigger projectsWhen the price becomes an affordable payment, customers say yes to the better, bigger option.
We do the rate shoppingOne application checks the whole network in seconds, never any harm to the applicant's credit. No chasing lenders or comparing rate sheets.
The Full Spectrum Loan Network

Prime, near-prime, and subprime. One application.

The LevelCore Approval Platform runs every application across a network of 75+ lenders and the full credit spectrum, prime to subprime, on one 60-second soft-pull application. Your 0% promotional program and your Field-Ready Financing Launch Kit are included, so every customer has a path to yes, and every approval is revenue booked instead of lost.

Two programs, one goal: a yes for every customer.

Start free with 0% APR Promotional Financing, or get the LevelCore Approval Platform for the full credit spectrum, in seconds and with never any harm to credit. Explore both, there is no wrong choice. Our aim is to match the right program to your business, give you technology to work smarter, not harder, and tools that grow it.

Maximum coverage

Includes your 0% program and launch kit

Full Spectrum Loan Network

$67/ mo

Or $49/mo billed annually with the launch kit included free. You save $313 in year one. Cancel anytime.

Matched across all 75+ lenders.One application runs across the network with never any harm to the applicant's credit, and the best rates, terms, and payment options are returned in seconds.
Credit range500 to 850 FICO
Financing amounts$500 to $100,000+
  • 0% promotional financing, includedYour 0% program and the full network live in one portal
  • The best offer, every timeMatched to the lowest rate each customer qualifies for
  • 60-second app, up to 3 instant offersCustomers pick the option that fits their budget
  • Funded in 24 to 48 hrs, paid like cashAssignment of Proceeds, direct to you
  • Prime, near-prime, and subprimeOne application covers the full unsecured credit spectrum
  • Field-Ready Financing Launch KitIncluded free with annual billing, or one-time $97 with monthly. Branded and shipped to your business.
Free forever

0% APR Promotional Financing

$0forever

Start free. Upgrade when you are ready.

Not sure you need full-spectrum coverage?Start free with 0% APR promotional financing. It is included in the LevelCore Approval Platform by default, so upgrading whenever you are ready only adds to it, never replaces it.
Promotional terms12 to 21 months
Credit range650 to 850 FICO
Financing amountsUp to $15,000
  • Instant approvalsCustomers apply and hear back in seconds
  • You get paid in full, upfrontAt no cost to your margin
  • Backed by trusted national issuersReal cards from names your customers know
  • Free to offer, alwaysNo fees to your business, ever

We take the risk, not you.

No long-term contract and you can cancel anytime. You never pay a percentage of a job, and if a customer doesn't repay, the lender carries it, not you.

What is the LevelCore Approval Platform

More approvals. Better offers. Less work.

Your platform access is a best-in-class loan approval platform that does the heavy lifting for you. Sophisticated loan-matching algorithms run each application across 75+ lenders in seconds and surface the best offer they qualify for, never any harm to the applicant's credit. You are paying for access to the platform, the technology behind the approvals, not for your 0% promotional program or your Field-Ready Financing Launch Kit, which are yours and come included.

What your platform access includes
The LevelCore Approval Platform
Powered by HelloRates
  • Sophisticated loan-matching algorithms across 75+ lenders
  • Soft credit pull technology, full spectrum 500 to 850 FICO
  • 60-second mobile-ready application
  • Up to 3 instant offers to choose from
  • Custom QR code and application link
  • Your co-branded loan portal
  • Real-time loan status dashboard
  • Assignment of Proceeds, funded like cash

Full access to the LevelCore Approval Platform and your launch kit. No dealer fees, no per-loan fees, and never a cut of your profits.

Your launch kit

Your turnkey approval platform in a box.

Everything your field reps, estimators, office team, and showroom need to offer affordable payment options on day one. Done for you and branded to your company. Your 500 QR financing cards are printed and shipped to your business in 7 to 10 days, and everything else is delivered digitally, ready to use.

  • 500 custom branded QR financing cards, professionally printed with your company logo and shipped to your business in 7 to 10 days.
  • Custom branded financing page, for desktop and mobile.
  • Print-ready marketing materials, including flyers, door hangers, estimate inserts, showroom materials, and leave-behinds.
  • Digital marketing assets, including website banners, social media graphics, email signature graphics, and financing promotion templates.
  • Same-day setup and support, with onboarding guidance.
One extra financed job pays for the kit many times over.
Why contractors trust LevelCore

Closing more jobs, getting paid faster.

0+
Lenders in the network
0secs
To apply and see real offers
0+
FICO floor for approvals
$0
Taken out of your loan proceeds
LevelCore has been a game changer. We're closing larger jobs, helping more homeowners, and getting paid faster. The approvals and support are unmatched.
Mike R.
Mike R.Roofing Contractor, OH
★★★★★
We used to lose a customer every week over price. Now we run them through the network and most walk away with an offer they can actually afford.
Dana T.
Dana T.HVAC, TX
★★★★★
Zero fees coming out of our jobs and we still offer 0% to the good-credit customers. It paid for itself on the first deal we would have lost.
Javier L.
Javier L.Kitchen & Bath, FL
★★★★★
Questions, answered

The straight answers.

Everything contractors ask before they start offering financing.

Have a question we did not cover here? Start your enrollment and our team will walk you through every step.

Two advantages, one platform

Keep every dollar. Book every job.

Offer financing that never takes a cut of your profits, turn the leads that walk over price into booked revenue, and approve the customers other lenders turn away. Get access to the LevelCore Approval Platform, with your 0% program and launch kit included.

Co-branded loan portal and QR cardsPromotional and loan optionsMarketing kit and staff scriptsCancel anytime