Offer 0% financing.Free forever.
Everyone has a 0% APR program. Ours is the only one with no monthly fees and no per-transaction fees, so you keep every dollar.
- 0% APR promotional terms of 12, 15, 18, or 21 months, payments as low as 1% of the balance
- You get paid in full and upfront, like a cash deal
- No dealer fee and no cut, the program costs you nothing, ever
- Unlimited applications, no minimums
Trusted by 11,500+ contractors across 50 states
As low as 1% of the balance, at 0% APR
Every contractor and home service provider qualifies.
Big or small, brand-new or long-established, every contractor and home service business can offer LevelCore. No time in business, no volume minimums, and no approval hoops.
No tax returns, profit-and-loss statements, or bank statements to get set up.
Signing up never touches your personal or business credit.
Nothing to connect or verify before you start offering financing.
Brand-new or decades in, you can offer LevelCore from day one.
We handle approvals and support. You just share your link.
From a small repair to a full installation, LevelCore finances any project, product, or service, with no restrictions.
The financing is free. You keep every dollar.
Other providers bury a 6 to 16% dealer fee inside every funded loan, quietly shrinking your payout on jobs you already closed. LevelCore flips it. The 0% program costs you nothing: no dealer fee, no cut, and no monthly fee. You collect the full ticket and keep every dollar.
The price becomes a payment they say yes to.
At 0% APR with monthly payments as low as 1% of the balance, a big project turns into a small monthly number. Your customer hears an easy yes, and you still collect the full amount upfront, with zero fees.
Figures are illustrative. Payments shown are minimums at 1% of the outstanding balance at 0% APR during the promotional term. Customers can pay more to clear the balance sooner.
Fast. Simple. Built for contractors.
No training, no paperwork, and no financing expertise required from you, your staff, or your customer.
You share your link
Text your application link or hand over a QR financing card.
Your customer applies
A 60-second application on their phone, from your estimate, website, or QR code.
They get an instant decision
Most customers are approved on the spot. If the issuer needs more time, it notifies your customer directly.
The card arrives, you get paid
The 0% card comes by mail within 3 to 5 business days and works as soon as it is activated. Your customer pays the full ticket and you keep every dollar.
Financing more than pays for itself.
Offering payments is not a cost. It is the difference between the jobs you book and the jobs that walk, and it shows up directly in your top line.
Promoting that you offer 0% APR options does not just close jobs. It fills your pipeline.
Most contractors spend heavily to generate leads. Adding 0% APR Promotional Financing to the marketing you already run gives every touchpoint a reason to respond, and it compounds at every stage of the funnel.
A payment offer turns browsers into phone calls.
More prospects book the visit when price is not the wall.
Customers approve the better option, not the cheapest.
Every follow-up gets a fresh reason to reconnect.
The maybe becomes a yes when the payment fits.
Happy customers tell neighbors about the easy option.
Want it done for you? The Field-Ready Financing Launch Kit puts 0% on your QR cards, flyers, door hangers, and branded landing page, ready to ship.
0% financing on every qualifying job. Free forever.
This is the program we built the business around. Offer it on every job, get paid upfront, and never pay a dealer fee or a cut. Every payment you offer is a job you book instead of lose, and when a customer needs more, the Full Spectrum Loan Network is one click away.
0% APR Promotional Financing
No fees to your business, ever.
- Instant approvalsCustomers apply and hear back in seconds
- You get paid in full, upfrontAt no cost to your margin
- Powered by the biggest national card issuersThe best 0% promotional cards on the market
- Free to offer, alwaysNo fees to your business, ever
Full Spectrum Loan Network
Or $49/mo billed annually, with the free 0% program included.
- Your free 0% program includedEverything here stays bundled in
- Approvals down to a 500 FICOBook the jobs other lenders decline
- $500 to $100,000+From small repairs to whole-home projects
- Soft credit pull, funded like cashNo harm to the applicant's credit, paid direct to you
It is offered through credit accounts issued by leading national banking partners. We work with some of the largest, most trusted card issuers in the industry, so your customers get real cards from names they already know and trust.
We take the risk, not you.
No long-term contract and you can cancel anytime. You never pay a percentage of a job, and if a customer doesn't repay, the lender carries it, not you.
The essential kit that connects every dot.
The pieces that connect your 0% APR Promotional Financing program to every customer touchpoint, so you get the very most out of it. Everything your field reps, estimators, office team, and showroom need on day one, done for you, branded to your company, printed, and shipped.
- Done for you, ready to use
- Branded to your company
- Ships straight to your business
How hard is it for me and my staff to use the program?
If you can send a link or hand over a card, you can offer 0% APR Promotional Financing. That is it. No training, no heavy lifting, and it is simple for both your staff and your customers.
Text or email the link
Send your custom application link in a text or an email.
Add your QR code
Drop it on printed proposals, bids, and emails for faster access.
Hand over a QR card
Share the customer QR-enabled card we provide. They scan and apply.
Everything other providers charge you for, free.
Most financing programs hide their cost in fees and restrictions. LevelCore does not.
No merchant, dealer or per-loan fees
No production or volume minimums
No time in business requirement
Finance any product or service, no restrictions
Paid like a cash deal, no paperwork to get paid
No risk or recourse if a customer defaults
Free to offer. Built to close more jobs.
Closing more jobs, keeping every dollar.
Part of the LevelCore family.
LevelCore Contractor Financing lets you offer customers 0% APR Promotional Financing and unsecured loans, powered by the HelloRates Approval Network. Its sister brand, LevelCore Capital, handles business lending for your own company: working capital, equipment financing, and lines of credit.
The straight answers.
Everything contractors ask before they start offering LevelCore 0% APR Promotional Financing.
Still have a question? Get started and our team will help you get set up.
Keep every dollar. Book every job.
Offer 0% financing free, keep the full ticket, and win the jobs you were losing to sticker shock. Get started today, and add the loan network whenever you want.